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Schedule 1 forms - Credit regulations

Schedule 1 to the National Consumer Credit Protection RegulationsÌý2010 (Regulations) provides forms that are required to be given to consumers regarding credit contracts and consumer leases.

See regulationÌý6 of the Regulations and sectionÌý208 of the National Credit Code (which is ScheduleÌý1 to the National Consumer Credit Protection ActÌý2009) for information about compliance with the forms.

The following forms contain the wording prescribed by Schedule 1 to the Regulations.ÌýÌý

The forms are available as PDFs and Microsoft Word documents:

Credit Form 4 � Prescribed terms and conditions of mortgage

â€� Prescribed terms and conditions of mortgage (±Ê¶Ù¹óÌý135Ìý°­µþ)

Credit Form 5Ìý–Ì�Information statement (things you should know about your proposed credit contract)

Information statement for things you should know about your proposed credit contract

This statement tells you about some of the rights and obligations of the debtor and credit provider. It does not state the terms and conditions of the contract.

Download Credit Form 5 under the National Consumer Credit Protection RegulationsÌý2010:

  • â€� Information statement (PDFÌý44 KB)
  • â€� Information statement (°Â´Ç°ù»åÌý34Ìý°­µþ)

Credit Form 6Ìý–Ì�Disclosure about credit contracts (use if the document signed by the debtor constitutes an offer)

If the document signed by the debtor constitutes an offer

Download Credit FormÌý6 under the National Consumer Credit Protection RegulationsÌý2010:

  • â€� Disclosure about credit contracts (±Ê¶Ù¹óÌý19Ìý°­µþ)
  • â€� Disclosure about credit contracts (°Â´Ç°ù»åÌý27Ìý°­µþ)

Credit Form 7 –ÌýDisclosure about credit contracts (use if the document signed by the debtor constitutes the acceptance of an offer by the credit provider)

If the document signed by the debtor constitutes the acceptance of an offer by the credit provider

Download Credit Form 7 under the National Consumer Credit Protection RegulationsÌý2010:

  • â€� Disclosure about credit contracts (±Ê¶Ù¹óÌý24Ìý°­µþ)
  • â€� Disclosure about credit contracts (°Â´Ç°ù»åÌý31Ìý°­µþ)

Credit Form 7AÌý–ÌýDisclosure about credit contracts (reverse mortgages)

Disclosure about credit contracts (reverse mortgages)

This form provides information about the rights of any spouse, partner or other resident in the home of a person who is signing a contract for a reverse mortgage.

Download Credit Form 7A under the National Consumer Credit Protection RegulationsÌý2010:

  • â€� Disclosure about credit contracts (reverse mortgages) (±Ê¶Ù¹óÌý41Ìý°­µþ)
  • â€� Disclosure about credit contracts (reverse mortgages) (°Â´Ç°ù»åÌý28Ìý°­µþ)

Credit Form 8Ìý–ÌýDisclosure about guarantee

If there is a guarantee

Download Credit Form 8 under the National Consumer Credit Protection RegulationsÌý2010:

  • â€� Disclosure about guarantee (±Ê¶Ù¹óÌý22Ìý°­µþ)
  • â€� Disclosure about guarantee (°Â´Ç°ù»åÌý26Ìý°­µþ)

Credit Form 9 � Information statement (things you should know about guarantees)

Things you should know about guarantees

This statement provides information about some of the rights and obligations of the guarantor and credit provider. It does not state the terms and conditions of the guarantee.

Download Credit Form 9 under the National Consumer Credit Protection RegulationsÌý2010:

  • â€� Information statement (±Ê¶Ù¹óÌý63Ìý°­µþ)
  • â€� Information statement (°Â´Ç°ù»åÌý33Ìý°­µþ)

Credit Form 10 –ÌýInformation after surrender of mortgaged goods

Information statement after returning mortgaged goods to the credit provider or asking the credit provider to sell the mortgaged goods

Download Credit Form 10 under the National Consumer Credit Protection RegulationsÌý2010:

  • â€� Information after surrender of mortgaged goods (±Ê¶Ù¹óÌý48Ìý°­µþ)
  • â€� Information after surrender of mortgaged goods (°Â´Ç°ù»åÌý32Ìý°­µþ)

Credit Form 11Ìý–ÌýDirect debit default notice

See regulationÌý85 for information on whether FormÌý11 or FormÌý11A is relevant

Download Credit Form 11 under the National Consumer Credit Protection RegulationsÌý2010:

  • â€� Direct debit default notice (±Ê¶Ù¹óÌý33Ìý°­µþ)
  • â€� Direct debit default notice (°Â´Ç°ù»åÌý28Ìý°­µþ)

Credit Form 11A –ÌýDirect debit default notice

See regulationÌý85 for information on whether FormÌý11 or FormÌý11A is relevant

Download Credit Form 11A under the National Consumer Credit Protection RegulationsÌý2010:

  • â€� Direct debit default notice (±Ê¶Ù¹óÌý50Ìý°­µþ)
  • â€� Direct debit default notice (°Â´Ç°ù»åÌý29Ìý°­µþ)

Credit Form 12 –ÌýInformation about debtor’s rights after default

See regulationÌý86 for information on whether FormÌý12 or FormÌý12A is relevant

Download Credit Form 12 under the National Consumer Credit Protection RegulationsÌý2010:

  • â€� Information about debtor's rights after default (±Ê¶Ù¹óÌý38Ìý°­µþ)
  • â€� Information about debtor's rights after default (°Â´Ç°ù»åÌý29Ìý°­µþ)

Credit Form 12AÌý–ÌýInformation about debtor’s rights after defaultÌý

See regulationÌý86 for information on whether FormÌý12 or FormÌý12A is relevant

Download Credit Form 12A under the National Consumer Credit Protection RegulationsÌý2010:

  • â€� Information about debtor's rights after default (±Ê¶Ù¹óÌý28Ìý°­µþ)
  • â€� Information about debtor's rights after default (°Â´Ç°ù»åÌý29Ìý°­µþ)

Credit Form 13 –ÌýConsent to enter premises

Form to consent to the credit provider entering the premises for the purpose of taking possession of mortgaged goods

Download Credit Form 13 under the National Consumer Credit Protection RegulationsÌý2010:

  • â€� Consent to enter premises (±Ê¶Ù¹óÌý21Ìý°­µþ)
  • â€� Consent to enter premises (°Â´Ç°ù»åÌý26Ìý°­µþ)

Credit Form 14 –ÌýNotice after taking possession of mortgaged goods

Information about taking possession of mortgaged goods

This statement provides information about the mortgagor's rights, obligations and some of the options available to them.

Download Credit Form 14 under the National Consumer Credit Protection RegulationsÌý2010:

  • â€� Notice after taking possession of mortgaged goods (±Ê¶Ù¹óÌý49Ìý°­µþ)
  • â€� Notice after taking possession of mortgaged goods (°Â´Ç°ù»åÌý31Ìý°­µþ)

Credit Form 15 � Notice of right to terminate maintenance services contract

Notice about the right to terminate a maintenance service contract

This notice provides information to debtors about the termination of a linked maintenance services contract if the credit contract is terminated.

Download Credit Form 15 under the National Consumer Credit Protection RegulationsÌý2010:

  • â€� Notice of right to terminate maintenance services contract (±Ê¶Ù¹óÌý31Ìý°­µþ)
  • â€� Notice of right to terminate maintenance services contract (°Â´Ç°ù»åÌý29Ìý°­µþ)

Credit Form 16Ìý–ÌýNotice of right to cancel mortgaged property insurance

Notice about the right to cancel mortgaged property insurance

This notice provides information about the debtor's rights to terminate a credit-related insurance contract when a credit contract is terminated before the end of its term.

Download Credit Form 16 under the National Consumer Credit Protection RegulationsÌý2010:

  • â€� Notice of right to cancel mortgaged property insurance (±Ê¶Ù¹óÌý36Ìý°­µþ)
  • â€� Notice of right to cancel mortgaged property insurance (°Â´Ç°ù»åÌý27Ìý°­µþ)

Credit Form 17 –ÌýInformation statement (things you should know about your consumer lease)

Information statement for things you should know about your consumer lease

This statement provides information about some of the rights and obligations of the lessee and the lessor. It does not state the terms and conditions of the lease.

Download Credit Form 17 under the National Consumer Credit Protection RegulationsÌý2010:

  • â€� Information statement (±Ê¶Ù¹óÌý43Ìý°­µþ)
  • â€� Information statement (°Â´Ç°ù»åÌý31Ìý°­µþ)

Credit Form 18 –ÌýDirect debit default notice (information to be contained in a one-off notice about a direct debit default)

Information to be contained in a one-off notice about a direct debit default

Download Credit Form 18 under the National Consumer Credit Protection RegulationsÌý2010:

  • â€� Direct debit default notice (±Ê¶Ù¹óÌý54Ìý°­µþ)
  • â€� Direct debit default notice (°Â´Ç°ù»åÌý29Ìý°­µþ)

Credit Form 18A –ÌýInformation about lessee’s rights after default

Information about lessee's right after default

Download Credit Form 18A under the National Consumer Credit Protection RegulationsÌý2010:

  • â€� Information about lessee’s rights after default (±Ê¶Ù¹óÌý48Ìý°­µþ)
  • â€� Information about lessee’s rights after default (°Â´Ç°ù»åÌý28Ìý°­µþ)

Credit Form 19 –ÌýConsent to enter premises

Form to consent to the lessor entering the premises to take possession of hired goods

Download Credit Form 19 under the National Consumer Credit Protection RegulationsÌý2010:

  • â€� Consent to enter premises (±Ê¶Ù¹óÌý23Ìý°­µþ)
  • â€� Consent to enter premises (°Â´Ç°ù»åÌý27Ìý°­µþ)

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Last updated: 30/08/2024 05:45